Morgan Primary Health Care

In & Out of Network Insurance

Patient Information » Policies

We require payment at the time of service.

We do accept many insurances, however, we advise you to contact your insurance carrier to verify we are on your plan prior to your visit and to verify your benefit.

After your insurance company has processed your claim and remitted payment, any remaining account balance is your responsibility and will be billed to you accordingly.

We are an In-Network provider for:

  • Aetna
  • Asuris Northwest
  • Blue Cross of Idaho
  • BrightPath
  • Cigna
  • IPN
  • Optum
  • PacificSource
  • Regence Blue Shield
  • SelectHealth
  •  St. Luke’s Health Partners
  • United Healthcare

If you do not see your company or network on the list, please contact us to see if we participate with your insurance company. Many insurance plans use the networks listed above to process their claims.

Out-of-Network Providers (OON)

Don’t see your insurance? Please contact us, we may be able to help get you reimbursed by your insurance provider for sessions provided in our office.

If Morgan Health Centers is not in the network for your health plan then you may need to file the claim to request repayment for the services from your insurance. A Superbill is the most commonly used option for out-of-network providers. Superbill is a statement we provide our Out-of-Network patients so that they can get reimbursed directly from their insurance company.

If you are hoping to use out-of-network benefits with your insurance company, feel free to use the questions below as a guide when you call to better understand the benefits available to you. Please note that if you do choose to submit OON benefits, the “No diagnosis or stigma required” and “Privacy” self-pay benefits listed below do not apply. Most insurance plans require a diagnosis in order to cover sessions and your therapy files and notes will be accessible and open to audits by your insurance carrier.

Questions for Your Insurance Provider when Using Out-of-Network (OON) Benefits

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How many mental health sessions per calendar year does my insurance plan cover?
    (These sessions would be considered outpatient or office sessions.)
  • How much does my plan cover for an out-of-network (OON) mental health provider?
  • What is the deductible for OON benefits?
  • How do I obtain reimbursement for therapy with an out-of-network provider?
  • What CPT codes are covered for therapy sessions?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

Questions for Your Insurance Provider when Using Out-of-Network (OON) Benefits

  • Do I have mental health benefits?
  • What is my deductible and has it been met?
  • How many mental health sessions per calendar year does my insurance plan cover?
    (These sessions would be considered outpatient or office sessions.)
  • How much does my plan cover for an out-of-network (OON) mental health provider?
  • What is the deductible for OON benefits?
  • How do I obtain reimbursement for therapy with an out-of-network provider?
  • What CPT codes are covered for therapy sessions?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?

Patient Information

Billing – Morgan Health Centers, participates in several health insurance plans and will bill accepted insurance carriers. Statements are sent on a monthly basis and all balances are due within thirty (30) days of the initial statement date unless prior arrangements have been made. The patient will be responsible for any fees that the insurance carrier or any payer (which includes but not limited to self pay, spouse, parent, guardian etc.) does not cover.
» more about Billing

Payments – Payments and/or Co-payments are due at the time of the service unless other arrangements are made. I understand that I will be charged a $10 service charge if I fail to make my payment and/or co-payment at the time of my appointment.
» more about Payments

Collections – Balances over 30 days old will be assessed a late fee. Late fees and late cancellation fees cannot be billed to insurance claims.
» more about Collections

Insurance – If we accept your insurance, we will file claims on your behalf. All co-payments are due at the time of service unless other arrangements are made. You will receive a statement for deductibles, co-insurance and non-covered services. If you do not have insurance, you will receive a statement for all services rendered. If you have any questions, please call our office.
» more about In & Out-of-Network Insurance

Copay, Deductibles, and Coinsurance – Fees need to be paid at the time of the service unless an alternative payment schedule has been negotiated.
» more about Copay, Deductibles & Coinsurance

Self-Pay – We offer affordable rates for patients without insurance or who wish to not use their insurance. For self-pay accounts, payment must be made at the time of service.
» more about Self-Pay

Sliding Scale – We offer a patient sliding fee scale to people who otherwise cannot afford mental health services. Patients must meet financial and other specific criteria to be eligible.
» more about Sliding Scale

Thank you for trusting us with your health & wellness needs.

What They Say About Us

  • Grateful to Have her Guiding my Life’s Journey

    I have had many counselors in my adult life but no one compares to Tami! She demonstrates kindness and humility in every visit. She cares deeply and wants me to feel love for myself, worthiness, and belonging in order to better understand my purpose in life. Tami listens to my story with compassion and empathy. I can see and feel the compassion in her eyes when making eye contact.

    Tami shows no judgement which allows me to become vulnerable and honest when sharing. I talk, she listens, and will then reframe what I have said so that I can see from a new perspective. She makes me think. Tami respectfully offers suggestions of change or checks me on something I said for me to reconsider, but ultimately it is my choice. Tami has definitely changed my life for the better and I am deeply grateful to have her guiding my life’s journey!

    ~J.A.

  • Above & Beyond

    I’ve been going to Morgan Mental Health for 3+ years and have received a few different types of therapy, each therapist so amazing in their own unique ways. Tami and Kendra are especially prodigious, applying compassion and understanding to some pretty intense and constructive counseling sessions. I truly wouldn’t have been able achieve the personal and relationship growth I’ve experienced without their guidance and suggestions.

    What’s more, when I switched insurance providers I had some issues with how my insurance covered certain services were covered. This lead to me having to come out of pocket significantly more than with my previous insurance. The office staff, and especially Kylie, was able to find ways to reduce what I owed…even though it was to no fault of theirs that my balance was what it was. There were no questions asked, just an immediate willingness to help in a tough situation for me. Everything they do seems to be above and beyond.

    ~ Jeff M.

  • Can we do coffee

    That might give me enough time to share with you the incredible treatment some in our family have received from this amazing team of professionals. Their treatment protocol is *wholistic* so instead of just focusing on typical talk-therapy alone, they recognize that human beings are heart, mind, AND body, so they aim to help their patients heal in every area. The way the team comes around you in support during a crisis is like nothing I’ve ever experienced. The care and follow up was incredible. There was wonderful psychological support, but also a licensed Nurse Practitioner and Naturopath that met with us and called in a mix of Rx’s and natural supplements as well as blood-work labs that uncovered profound nutrient deficiencies and possible parasites that were preventing sleep and were exacerbating the debilitating anxiety and depression.

     

    We have been struggling and in and out of mental health crises for about 3 years now. The turn around once on the MMH protocol was nothing short of miraculous. In a week the difference was astounding and now several weeks later normal life has resumed. There is more heart-healing and trauma work ahead but I think our days of moving from crisis to crisis are over now. We have GOT to normalize treating the whole person (heart, mind, AND body) and NOT just the mind or slapping on a RX when someone’s struggling! I never knew that low levels of vitamin B and D can sometimes cause psychosis! Did you? Most clinics would just match a drug to the symptom, but not Morgan Mental Health! Please do yourself the favor of coming to this amazing clinic if you, a friend, or someone in your family needs help. They will find real solutions here and be wrapped up in thoughtful, genuine care.

    ~ a Grateful Boise Family

  • Dig into the Muck & Mud

    “I say this quite literally: Tami Morgan saved my life. I’ve been to a number of therapists, but none other correctly diagnosed me or walked with me through the fire that is life change. Tami encourages me to speak freely and without judgement. Then, she respectfully and gently guides me to higher ground so I can identify and dispense with my thinking errors.

    Plus, you cannot hide things from her, which I simultaneously love and hate. My tendency is to tell a partial truth to present myself in a good light, but Tami cuts right through that and invites me to dig into the muck and the mud. It’s so beautifully painful. Call Tami Morgan for your mental health needs. You will thank yourself later.”

    ~D.H.

  • I Highly Recommend Checking This Place Out

    “I contacted Morgan Mental Health about a month ago, the owner responded to me very quickly and she was so kind which was really nice. I started seeing Karen and all I can say is I look forward to my weekly appointments she’s so easy to talk to and there’s never an awkward silence.

    I have gone to multiple places over the years trying to find the right place and the right person and I am so glad that I found this place! I highly recommend checking this place out!”

    ~K.L.

  • The Best at What She Does

    Tami is very understanding, empathetic, and intuitive. She works through the idea that self love, gratitude, and personal responsibility are the way to a happier life. She works very well with children too! She gets down on their level, plays with toys and helps them feel understood. Using funny stories, analogies and examples, she helps them see more clearly what they need to see.

    Couples therapy with Tami is an intense work of art. sometimes I think she is a magician! She makes sure both parties are heard and understood and then works her magic. If you are looking for a therapist, go to Tami; she really is the best at what she does!”

    ~J.H.

  • We are Grateful for her

    My husband and I have been trying to heal from the painful realities of his sexual addiction. After three years of navigating counseling and support groups we were put in touch with Tami, me first, then my husband, and now see her for couples therapy as well as individual therapy. we are getting the help we need to heal and move forward. Tami understands the trauma and is addressing the “why” under his addiction and my coping.

    Tami has been honest, kind, and professional. she believes in intensely working and not just dabbling in healing, which I believe is an effort to get us through this time and into a whole new marriage. I recommend Tami’s therapy to anyone serious about their healing. We are grateful for her passion for and belief in our healing and wholeness.

    ~S.L.

  • I’m Living Life

    From my first phone call to Morgan Health Centers, I felt a sense of support and understanding. My counselor helped me realize that there are many people who faced similar challenges and they succeeded and I could too!

    I have been able to apply the skills taught to me to better cope with overwhelming experiences and stressors where before therapy I might have gotten caught up in destructive behavior. I feel like for the first time in a really long time, I'm living life.

    I absolutely recommend Morgan Health Centers to anyone who is struggling with their mental health.

    ~T.G.